Renters Insurance Coverage

Affordable protection for your belongings, plus liability and loss-of-use coverage to help you stay financially secure while renting.

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Renters Insurance Overview

Protection built for tenants and roommates

Personal Property

Helps cover your belongings like furniture, electronics, clothing, and more after covered losses such as fire or theft.

Personal Liability

Protection if you’re held responsible for injury or property damage to others, including legal defense costs in many situations.

Loss of Use

May help cover additional living expenses if your rental becomes unlivable due to a covered claim.

Benefits of Renters Insurance

  • Affordable: One of the most cost-effective ways to protect your finances
  • Landlord Requirement: Many leases require proof of coverage
  • Liability Protection: Helps protect against costly claims from accidents
  • Flexible Limits: Adjust property and liability limits to fit your needs
  • Extra Options: Add coverage for valuables, identity theft, or pet liability where available

Common Coverage Choices

Build a policy that reflects your lifestyle

Property Limits

  • Electronics and computers
  • Furniture and household items
  • Clothing and personal items
  • Sporting equipment
  • Replacement cost options
  • Scheduled valuables

Liability Limits

  • Guest injuries
  • Property damage to others
  • Legal defense costs
  • Medical payments to others
  • Optional umbrella pairing
  • Roommate considerations

Loss of Use

  • Temporary housing
  • Extra transportation
  • Additional meal costs
  • Storage expenses
  • Covered event requirements
  • Limit selection guidance

Get a Renters Insurance Quote

Tell us where you rent and what you want to protect. We’ll recommend coverage limits that match your needs.